Morningstar LLC (hereinafter referred to as “our company”) is a service provided on this website (hereinafter referred to as “this service”) Regarding the handling of user’s personal information, the following privacy policy (hereinafter referred to as “this policy”) I will set it.

Article 1 (Personal Information)

“Personal information” refers to “personal information” referred to in the Personal Information Protection Act, and is information about a living individual, and can identify a specific individual by name, date of birth, address, telephone number, contact information and other descriptions included in the information. It refers to information (personal identification information) that can identify a specific individual from the information alone, such as information and appearance, fingerprints, voiceprint data, and the insurer number of the health insurance card.

Article 2 (How to collect personal information)

When users register for use, we may ask for personal information such as name, date of birth, address, telephone number, e-mail address, bank account number, credit card number, driver’s license number, etc. In addition, information on transaction records and payments, including personal information of users between users and partners, etc., including our partners (information providers, advertisers, advertising distributors, etc.). The following is referred to as “partner”.) It may be collected from etc.

Article 3 (Purpose of collecting and using personal information)

The purpose for which we collect and use personal information is as follows.

  1. To provide and operate our services
  2. To respond to inquiries from users (including identity verification)
  3. To send e-mails about new features, update information, campaigns, etc.of the service that the user is using and other services provided by theCompany
  4. For contact you as necessary, such as maintenance and importantnotices
  5. In order to identify users who violate the terms of use and users whowant to use the service for unauthorized or unfair purposes and refuse touse it
  6. For users to view, change, delete, and view their own registrationinformation
  7. In order to charge users for usage fees in paid services
  8. Purposes associated with the above purpose of use

Article 4 (Change of purpose of use)

  1. The Company shall change the purpose of use of personal information only if it is reasonably recognized that the purpose of use is related to before the change.
  2. In the event of a change in the purpose of use, the changed purpose shall be notified to the user or announced on this website by the method prescribed by the Company.

Article 5 (Provision of personal information to third parties)

  1. Except in the following cases, we will not provide personal information to third parties without obtaining the user’s consent in advance. However, unless permitted by the Personal Information Protection Act or other laws and regulations.
    • When it is necessary for the protection of human life, body or property, and it is difficult to obtain the consent of the person
    • When it is particularly necessary for the improvement of public health or the promotion of healthy development of children, and it is difficult to obtain the consent of the person
    • When it is necessary to cooperate with a national institution or a local public entity or a person entrusted by it to carry out the affairs stipulated by laws and regulations, and there is a risk of interfering with the execution of the affairs by obtaining the consent of the person
    • When the following matters are announced or announced in advance, and when we notify the Personal Information Protection Committee
      • 1. Including provision to third parties for the purpose of use
        2. Items of data provided to third parties
        3. Means or methods of provision to third parties
        4. To stop providing personal information to third parties at therequest of the person
        5. How to accept the person’s request
  2. Notwithstanding the provisions of the preceding paragraph, in the following cases, the provider of the information shall not fall under the third party.
    • When we entrust all or part of the handling of personal information within the scope necessary to achieve the purpose of use
    • When personal information is provided along with the succession of the business due to a merger or other reasons
    • When personal information is used jointly with a specific person, to that effect and the items of personal information to be jointly used, the scope of the person who uses it jointly, the purpose of use of the user and the name of the person responsible for the management of the personal information Or if you notify the person in advance about the name, or put it in a state where the person can easily know

Article 6 (Disclosure of Personal Information)

  1. When we are asked to disclose personal information by the person, we will disclose it to the person without delay. However, if you fall under any of the following by disclosure, you may not disclose all or part of it, and if you decide not to disclose it, we will notify you without delay. In addition, when disclosing personal information, a fee of 1,000 yen will be charged per case.
    • When there is a risk of harming the life, body, property or other rights and interests of the person or a third party
    • If there is a risk of significant hindrance to the proper implementation of our business
    • In case of violation of other laws and regulations
  2. Notwithstanding the provisions of the preceding paragraph, informationother than personal information such as history information and characteristic information will not be disclosed in principle.

Article 7 (Correction and deletion of personal information)

  1. If the user’s personal information held by the Company is incorrect information, the user will correct, add or delete personal information to the Company according to the procedures stipulated by the Company (hereinafter referred to as “correction, etc.”) You can request.
  2. If we receive the request in the preceding paragraph from the user and determine that it is necessary to respond to the request, we will correct the personal information without delay.
  3. If we make a correction based on the provisions of the preceding paragraph, or if we decide not to make a correction, etc., we will notify the user without delay.

Article 8 (Suspension of use of personal information, etc.)

  1. The Company suspends or deletes the use of personal information from the person himself or herself on the grounds that it is handled beyond the scope of the purpose of use or that it was acquired by fraudulent means (hereinafter referred to as “suspension of use, etc.”) If requested, we will conduct the necessary investigation without delay.
  2. Based on the survey results of the preceding paragraph, if we determine that it is necessary to respond to the request, we will suspend the use of the personal information without delay.
  3. If we suspend use in accordance with the provisions of the preceding paragraph, or when we decide not to suspend use, etc., we will notify the user without delay.
  4. Regardless of the preceding two paragraphs, if there is a large amount of cost for suspension of use, etc., or if it is difficult to suspend use, etc., and if you can take alternative measures necessary to protect the rights and interests of users, this alternative measures will be taken. I’ll do it.

Article 9 (Change of Privacy Policy)

  1. The contents of this policy can be changed without notifying the user, except for laws and regulations and other matters otherwise stipulated in this policy.
  2. Except as otherwise specified by the Company, the changed privacy policy shall take effect from the time it is posted on this website.

Article 10 (Inquiry window)

    For inquiries about this policy, please contact the following window. Company name: Morningstar LLC
    E-mail address: