{"id":51,"date":"2024-03-29T02:28:45","date_gmt":"2024-03-29T02:28:45","guid":{"rendered":"https:\/\/www.morningstar-net.com\/?page_id=51"},"modified":"2024-03-29T02:28:45","modified_gmt":"2024-03-29T02:28:45","slug":"%ea%b0%9c%ec%9d%b8-%ec%a0%95%eb%b3%b4-%eb%b3%b4%ed%98%b8-%ec%a0%95%ec%b1%85","status":"publish","type":"page","link":"https:\/\/www.morningstar-net.com\/?page_id=51&lang=ko","title":{"rendered":"\uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \uc815\ucc45"},"content":{"rendered":"\n

\ud569\ub3d9\ud68c\uc0ac \ubaa8\ub2dd\uc2a4\ud0c0(\uc774\ud558, ‘\ub2f9\uc0ac’\ub77c\uace0 \ud569\ub2c8\ub2e4.) \ub294, \ubcf8 \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4(\uc774\ud558, ‘\ubcf8 \uc11c\ube44\uc2a4’\ub77c\uace0 \ud569\ub2c8\ub2e4.) \uc5d0 \uc788\uc5b4\uc11c, \uc0ac\uc6a9\uc790\uc758 \uac1c\uc778 \uc815\ubcf4 \ucde8\uae09 \uc5d0 \ub300\ud574, \uc544\ub798\uc640 \uac19\uc774 \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \uc815\ucc45(\uc774\ud558, ‘\ubcf8 \uc815\ucc45’\uc774\ub77c\uace0 \ud569\ub2c8\ub2e4.) \ub97c \uc815\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc81c1\uc870 (\uac1c\uc778 \uc815\ubcf4)<\/strong><\/h2>\n\n\n\n

‘\uac1c\uc778 \uc815\ubcf4’\ub780, \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638\ubc95\uc5d0 \ub9d0\ud558\ub294 ‘\uac1c\uc778 \uc815\ubcf4’\ub97c \uac00\ub9ac\ud0a4\ub294 \uac83\uc73c\ub85c, \uc0dd\uc874\ud558\ub294 \uac1c\uc778\uc5d0 \uad00\ud55c \uc815\ubcf4\uc774\uba70, \ud574\ub2f9 \uc815\ubcf4\uc5d0 \ud3ec\ud568\ub418\ub294 \uc131\uba85, \uc0dd\ub144\uc6d4\uc77c, \uc8fc \uc18c, \uc804\ud654\ubc88\ud638, \uc5f0\ub77d\ucc98 \uae30\ud0c0 \uae30\uc220 \ub4f1\uc5d0 \uc758\ud574 \ud2b9\uc815 \uac1c\uc778\uc744 \uc2dd\ubcc4\ud560 \uc218 \uc788\ub294 \uc815 \ubcf4 \ubc0f \uc678\ubaa8, \uc9c0\ubb38, \uc131\ubb38\uc5d0 \uac78\ub9ac\ub294 \ub370\uc774\ud130, \ubc0f \uac74\uac15\ubcf4\ud5d8\uc99d\uc758 \ubcf4\ud5d8\uc790 \ubc88\ud638 \ub4f1\uc758 \ud574\ub2f9 \uc815\ubcf4 \ub2e8\uccb4\uc5d0\uc11c \ud2b9\uc815 \uac1c\uc778\uc744 \uc2dd\ubcc4\ud560 \uc218 \uc788\ub294 \uc815\ubcf4(\uac1c\uc778 \uc2dd\ubcc4 \uc815\ubcf4)\ub97c \ub9d0 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc81c2\uc870 (\uac1c\uc778 \uc815\ubcf4\uc758 \uc218\uc9d1 \ubc29\ubc95)<\/strong><\/h2>\n\n\n\n

\ub2f9\uc0ac\ub294, \uc0ac\uc6a9\uc790\uac00 \uc774\uc6a9\ub4f1\ub85d\uc744 \ud560 \ub54c \uc131\uba85, \uc0dd\ub144\uc6d4\uc77c, \uc8fc\uc18c, \uc804\ud654\ubc88\ud638, \uba54\uc77c\uc8fc \uc18c, \uc740\ud589\uacc4\uc88c\ubc88\ud638, \uc2e0\uc6a9\uce74\ub4dc\ubc88\ud638, \uc6b4\uc804\uba74\ud5c8\uc99d\ubc88\ud638 \ub4f1\uc758 \uac1c\uc778\uc815\ubcf4\ub97c \ubb38\uc758\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc720\uc800\uc640 \uc81c\ud734\ucc98 \ub4f1\uacfc\uc758 \uc0ac\uc774\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9c4 \uc720\uc800\uc758 \uac1c\uc778 \uc815\ubcf4\ub97c \ud3ec\ud568\ud55c \uac70\ub798 \uae30\ub85d\uc774\ub098 \uacb0\uc81c\uc5d0 \uad00\ud55c \uc815\ubcf4\ub97c, \ub2f9\uc0ac\uc758 \uc81c\ud734\ucc98(\uc815\ubcf4 \uc81c \uacf5\uc790, \uad11\uace0\uc8fc, \uad11\uace0 \uac8c\uc7ac\ucc98 \ub4f1\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4. \uc774\ud558, ‘\uc81c\ud734\ucc98’\ub77c\uace0 \ud569\ub2c8\ub2e4.) \ub4f1 \uc5d0\uc11c \uc218\uc9d1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc81c3\uc870 (\uac1c\uc778 \uc815\ubcf4\ub97c \uc218\uc9d1\u00b7\uc774\uc6a9\ud558\ub294 \ubaa9\uc801)<\/strong><\/h2>\n\n\n\n

\ub2f9\uc0ac\uac00 \uac1c\uc778 \uc815\ubcf4\ub97c \uc218\uc9d1\u00b7\uc774\uc6a9\ud558\ub294 \ubaa9\uc801\uc740, \uc544\ub798\uc640 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

    \n
  1. \ub2f9\uc0ac \uc11c\ube44\uc2a4 \uc81c\uacf5\u00b7\uc6b4\uc601\uc744 \uc704\ud574<\/li>\n\n\n\n
  2. \uc720\uc800\uc758 \ubb38\uc758\uc5d0 \ub2f5\ubcc0\ud558\uae30 \uc704\ud574 (\ubcf8\uc778 \ud655\uc778\uc744 \ud558\ub294 \uac83\uc744 \ud3ec\ud568)<\/li>\n\n\n\n
  3. \uc0ac\uc6a9\uc790\uac00 \uc774\uc6a9 \uc911\uc778 \uc11c\ube44\uc2a4\uc758 \uc0c8\ub85c\uc6b4 \uae30\ub2a5, \uac31\uc2e0 \uc815\ubcf4, \ucea0\ud398\uc778 \ub4f1 \ubc0f \ub2f9\uc0ac\uac00 \uc81c\uacf5\ud558\ub294 \ub2e4\ub978 \uc11c\ube44\uc2a4 \uc548\ub0b4 \uba54\uc77c\uc744 \uc1a1\ubd80\ud558\uae30 \uc704\ud574<\/li>\n\n\n\n
  4. \uc720\uc9c0\ubcf4\uc218, \uc911\uc694\ud55c \uacf5\uc9c0 \ub4f1 \ud544\uc694\uc5d0 \ub530\ub978 \uc5f0\ub77d\uc744 \uc704\ud574<\/li>\n\n\n\n
  5. \uc774\uc6a9 \uc57d\uad00\uc744 \uc704\ubc18\ud55c \uc0ac\uc6a9\uc790\ub098, \ubd80\uc815\u00b7\ubd80\ub2f9\ud55c \ubaa9\uc801\uc73c\ub85c \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\ub824\ub294 \uc0ac\uc6a9\uc790\uc758 \ud2b9\uc815\uc744 \ud558\uace0, \uc774\uc6a9\uc744 \uac70\uc808\ud558\uae30 \uc704\ud574<\/li>\n\n\n\n
  6. \uc0ac\uc6a9\uc790\uac00 \uc790\uc2e0\uc758 \ub4f1\ub85d \uc815\ubcf4\uc758 \uc5f4\ub78c\uc774\ub098 \ubcc0\uacbd, \uc0ad\uc81c, \uc774\uc6a9 \uc0c1\ud669\uc758 \uc5f4\ub78c\uc744 \ud558 \uae30 \uc704\ud574<\/li>\n\n\n\n
  7. \uc720\ub8cc \uc11c\ube44\uc2a4\uc5d0 \uc788\uc5b4\uc11c, \uc0ac\uc6a9\uc790\uc5d0\uac8c \uc774\uc6a9 \uc694\uae08\uc744 \uccad\uad6c\ud558\uae30 \uc704\ud574<\/li>\n\n\n\n
  8. \uc0c1\uae30\uc758 \uc774\uc6a9 \ubaa9\uc801\uc5d0 \uc218\ubc18\ud558\ub294 \ubaa9\uc801<\/li>\n<\/ol>\n\n\n\n

    \uc81c4\uc870 (\uc774\uc6a9 \ubaa9\uc801\uc758 \ubcc0\uacbd)<\/strong><\/h2>\n\n\n\n
      \n
    1. \ub2f9\uc0ac\ub294, \uc774\uc6a9 \ubaa9\uc801\uc774 \ubcc0\uacbd \uc804\uacfc \uad00\ub828\uc131\uc744 \uac00\uc9c4\ub2e4\uace0 \ud569\ub9ac\uc801\uc73c\ub85c \uc778\uc815\ub418\ub294 \uacbd \uc6b0\uc5d0 \ud55c\ud558\uc5ec, \uac1c\uc778 \uc815\ubcf4\uc758 \uc774\uc6a9 \ubaa9\uc801\uc744 \ubcc0\uacbd\ud558\ub294 \uac83\uc73c\ub85c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n
    2. \uc774\uc6a9 \ubaa9\uc801\uc758 \ubcc0\uacbd\uc744 \ud55c \uacbd\uc6b0\uc5d0\ub294, \ubcc0\uacbd \ud6c4\uc758 \ubaa9\uc801\uc5d0 \ub300\ud574, \ub2f9\uc0ac \uc18c\uc815\uc758 \ubc29\ubc95 \uc73c\ub85c, \uc0ac\uc6a9\uc790\uc5d0\uac8c \ud1b5\uc9c0\ud558\uac70\ub098, \ub610\ub294 \ubcf8 \uc6f9\uc0ac\uc774\ud2b8 \uc0c1\uc5d0 \uacf5\ud45c\ud558\ub294 \uac83\uc73c\ub85c \ud569 \ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n

      \uc81c5\uc870 (\uac1c\uc778 \uc815\ubcf4\uc758 \uc81c\uc0bc\uc790 \uc81c\uacf5)<\/strong><\/h2>\n\n\n\n
        \n
      1. \ub2f9\uc0ac\ub294, \ub2e4\uc74c\uc758 \uacbd\uc6b0\ub97c \uc81c\uc678\ud558\uace0, \ubbf8\ub9ac \uc0ac\uc6a9\uc790\uc758 \ub3d9\uc758\ub97c \uc5bb\uc9c0 \uc54a\uace0, \uc81c\uc0bc\uc790 \uc5d0\uac8c \uac1c\uc778 \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\ub294 \uc77c\uc740 \uc5c6\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc, \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638\ubc95 \uae30\ud0c0 \ubc95 \ub839\uc73c\ub85c \uc778\uc815\ub418\ub294 \uacbd\uc6b0\ub97c \uc81c\uc678\ud569\ub2c8\ub2e4.\n
          \n
        • \uc0ac\ub78c\uc758 \uc0dd\uba85, \uc2e0\uccb4 \ub610\ub294 \uc7ac\uc0b0\uc758 \ubcf4\ud638\ub97c \uc704\ud574 \ud544\uc694\ud55c \uacbd\uc6b0\uc774\uba70, \ubcf8\uc778\uc758 \ub3d9\uc758\ub97c \uc5bb\ub294 \uac83\uc774 \uace4\ub780\ud560 \ub54c<\/li>\n\n\n\n
        • \uacf5\uc911\uc704\uc0dd\uc758 \ud5a5\uc0c1 \ub610\ub294 \uc544\ub3d9\uc758 \uac74\uc804\ud55c \uc721\uc131\uc758 \ucd94\uc9c4\uc744 \uc704\ud574 \ud2b9\ud788 \ud544\uc694\ud55c \uacbd\uc6b0\uc774\uba70, \ubcf8\uc778\uc758 \ub3d9\uc758\ub97c \uc5bb\ub294 \uac83\uc774 \uace4\ub780\ud560 \ub54c<\/li>\n\n\n\n
        • \uad6d\uac00 \uae30\uad00 \ub610\ub294 \uc9c0\ubc29 \uacf5\uacf5 \ub2e8\uccb4 \ub610\ub294 \uadf8 \uc704\ud0c1\uc744 \ubc1b\uc740 \uc790\uac00 \ubc95\ub839\uc774 \uc815\ud558 \ub294 \uc0ac\ubb34\ub97c \uc218\ud589\ud558\ub294 \uac83\uc5d0 \ub300\ud574 \ud611\ub825\ud560 \ud544\uc694\uac00 \uc788\ub294 \uacbd\uc6b0\uc774\uba70, \ubcf8\uc778\uc758 \ub3d9 \uc758\ub97c \uc5bb\uc74c\uc73c\ub85c\uc368 \ud574\ub2f9 \uc0ac\ubb34\uc758 \uc218\ud589\uc5d0 \uc9c0\uc7a5\uc744 \ubbf8\uce60 \uc6b0\ub824\uac00 \uc788\uc744 \ub54c<\/li>\n\n\n\n
        • \ubbf8\ub9ac \ub2e4\uc74c \uc0ac\ud56d\uc744 \uace0\uc9c0 \ub610\ub294 \uacf5\ud45c\ud558\uace0, \ub610\ud55c \ub2f9\uc0ac\uac00 \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \uc704 \uc6d0\ud68c\uc5d0 \uc2e0\uace0\ub97c \ud588\uc744 \ub54c\u3000\u3000\u3000\u3000\u30001. \uc774\uc6a9 \ubaa9\uc801\uc73c\ub85c \uc81c\uc0bc\uc790\uc5d0\uac8c\uc758 \uc81c\uacf5\uc744 \ud3ec\ud568\ud560 \uac83
          2. \uc81c\uc0bc\uc790\uc5d0\uac8c \uc81c\uacf5\ub418\ub294 \ub370\uc774\ud130\uc758 \ud56d\ubaa9
          3. \uc81c\uc0bc\uc790\uc5d0\uac8c \uc81c\uacf5\ud558\ub294 \uc218\ub2e8 \ub610\ub294 \ubc29\ubc95
          4. \ubcf8\uc778\uc758 \uc694\uad6c\uc5d0 \ub530\ub77c \uac1c\uc778 \uc815\ubcf4\uc758 \uc81c\uc0bc\uc790\uc5d0\uac8c\uc758 \uc81c\uacf5\uc744 \uc815\uc9c0\ud558\ub294 \uac83 5. \ubcf8\uc778\uc758 \uc694\uad6c\ub97c \ubc1b\uc544\ub4e4\uc774\ub294 \ubc29\ubc95<\/li>\n<\/ul>\n<\/li>\n\n\n\n
        • \uc804\ud56d\uc758 \uaddc\uc815\uc5d0 \uad00\uacc4\uc5c6\uc774, \ub2e4\uc74c\uc758 \uacbd\uc6b0\uc5d0\ub294, \ud574\ub2f9 \uc815\ubcf4\uc758 \uc81c\uacf5\ucc98\ub294 \uc81c\uc0bc\uc790\uc5d0 \uac8c \ud574\ub2f9\ud558\uc9c0 \uc54a\ub294 \uac83\uc73c\ub85c \ud569\ub2c8\ub2e4.\n
            \n
          • \ub2f9\uc0ac\uac00 \uc774\uc6a9 \ubaa9\uc801\uc758 \ub2ec\uc131\uc5d0 \ud544\uc694\ud55c \ubc94\uc704 \ub0b4\uc5d0\uc11c \uac1c\uc778 \uc815\ubcf4\uc758 \ucde8\uae09 \uc804\ubd80 \ub610\ub294 \uc77c\ubd80\ub97c \uc704\ud0c1\ud558\ub294 \uacbd\uc6b0<\/li>\n\n\n\n
          • \ud569\ubcd1 \uadf8 \uc678\uc758 \uc0ac\uc720\uc5d0 \uc758\ud55c \uc0ac\uc5c5\uc758 \uc2b9\uacc4\uc5d0 \ub530\ub77c \uac1c\uc778 \uc815\ubcf4\uac00 \uc81c\uacf5\ub418\ub294 \uacbd \uc6b0<\/li>\n\n\n\n
          • \uac1c\uc778 \uc815\ubcf4\ub97c \ud2b9\uc815\uc790\uc640\uc758 \uc0ac\uc774\uc5d0\uc11c \uacf5\ub3d9\uc73c\ub85c \uc774\uc6a9\ud558\ub294 \uacbd\uc6b0\uc774\uba70, \uadf8 \ucde8 \uc9c0 \ubc0f \uacf5\ub3d9\uc73c\ub85c \uc774\uc6a9\ud558\ub294 \uac1c\uc778 \uc815\ubcf4\uc758 \ud56d\ubaa9, \uacf5\ub3d9\uc73c\ub85c \uc774\uc6a9\ud558\ub294 \uc790\uc758 \ubc94 \uc704, \uc774\uc6a9\ud558\ub294 \uc790\uc758 \uc774\uc6a9 \ubaa9\uc801 \ubc0f \ud574\ub2f9 \uac1c\uc778 \uc815\ubcf4\uc758 \uad00\ub9ac\uc5d0 \ub300\ud574 \ucc45\uc784\uc744 \uac00\uc9c0\ub294 \uc790\uc758 \uc131\uba85 \ub610\ub294 \uba85\uce6d\uc5d0 \ub300\ud574, \ubbf8\ub9ac \ubcf8\uc778\uc5d0\uac8c \ud1b5\uc9c0\ud558\uace0, \ub610\ub294 \ubcf8 \uc778\uc774 \uc27d\uac8c \uc54c \uc218 \uc788\ub294 \uc0c1\ud0dc\ub85c \ub454 \uacbd\uc6b0<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n

            \uc81c6\uc870 (\uac1c\uc778 \uc815\ubcf4 \uacf5\uac1c)<\/strong><\/h2>\n\n\n\n
              \n
            1. \ub2f9\uc0ac\ub294, \ubcf8\uc778\uc73c\ub85c\ubd80\ud130 \uac1c\uc778 \uc815\ubcf4\uc758 \uac1c\uc2dc\ub97c \uc694\uad6c\ubc1b\uc558\uc744 \ub54c\uc5d0\ub294, \ubcf8\uc778\uc5d0\uac8c, \uc9c0 \uccb4 \uc5c6\uc774 \uc774\ub97c \uac1c\uc2dc\ud569\ub2c8\ub2e4. \ub2e4\ub9cc, \uac1c\uc2dc\ud568\uc73c\ub85c\uc368 \ub2e4\uc74c\uc758 \uc5b4\ub290 \ud558\ub098\uc5d0 \ud574\ub2f9\ud558 \ub294 \uacbd\uc6b0\uc5d0\ub294, \uadf8 \uc804\ubd80 \ub610\ub294 \uc77c\ubd80\ub97c \uac1c\uc2dc\ud558\uc9c0 \uc54a\uc744 \uc218\ub3c4 \uc788\uace0, \uac1c\uc2dc\ud558\uc9c0 \uc54a\ub294 \uacb0\uc815\uc744 \ud55c \uacbd\uc6b0\uc5d0\ub294, \uadf8 \ucde8\uc9c0\ub97c \uc9c0\uccb4 \uc5c6\uc774 \ud1b5\uc9c0\ud569\ub2c8\ub2e4. \ub610\ud55c, \uac1c\uc778 \uc815\ubcf4 \uacf5\uac1c \uc2dc\uc5d0\ub294, 1\uac74\ub2f9 1,000\uc5d4\uc758 \uc218\uc218\ub8cc\uac00 \ubd80\uacfc\ub429\ub2c8\ub2e4.\n
                \n
              • \ubcf8\uc778 \ub610\ub294 \uc81c\uc0bc\uc790\uc758 \uc0dd\uba85, \uc2e0\uccb4, \uc7ac\uc0b0 \uadf8 \uc678\uc758 \uad8c\ub9ac \uc774\uc775\uc744 \ud574\uce60 \uc6b0\ub824\uac00 \uc788\ub294 \uacbd\uc6b0<\/li>\n\n\n\n
              • \ub2f9\uc0ac\uc758 \uc5c5\ubb34\uc758 \uc801\uc815\ud55c \uc2e4\uc2dc\uc5d0 \ud604\uc800\ud55c \uc9c0\uc7a5\uc744 \ubbf8\uce60 \uc6b0\ub824\uac00 \uc788\ub294 \uacbd\uc6b0<\/li>\n\n\n\n
              • \uadf8 \uc678 \ubc95\ub839\uc5d0 \uc704\ubc18\ud558\uac8c \ub418\ub294 \uacbd\uc6b0<\/li>\n<\/ul>\n<\/li>\n\n\n\n
              • \uc804\ud56d\uc758 \uaddc\uc815\uc5d0 \ubd88\uad6c\ud558\uace0, \uc774\ub825 \uc815\ubcf4 \ubc0f \ud2b9\uc131 \uc815\ubcf4 \ub4f1\uc758 \uac1c\uc778 \uc815\ubcf4 \uc774\uc678\uc758 \uc815 \ubcf4\uc5d0 \ub300\ud574\uc11c\ub294, \uc6d0\uce59\uc801\uc73c\ub85c \uacf5\uac1c\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n

                \uc81c7\uc870 (\uac1c\uc778 \uc815\ubcf4\uc758 \uc815\uc815 \ubc0f \uc0ad\uc81c)<\/strong><\/h2>\n\n\n\n
                  \n
                1. \uc0ac\uc6a9\uc790\ub294, \ub2f9\uc0ac\uac00 \ubcf4\uc720\ud558\uace0 \uc788\ub294 \uc790\uc2e0\uc758 \uac1c\uc778 \uc815\ubcf4\uac00 \uc798\ubabb\ub41c \uc815\ubcf4\uc778 \uacbd\uc6b0\uc5d0 \ub294, \ub2f9\uc0ac\uac00 \uc815\ud558\ub294 \uc808\ucc28\uc5d0 \ub530\ub77c, \ub2f9\uc0ac\uc5d0 \ub300\ud574 \uac1c\uc778 \uc815\ubcf4\uc758 \uc815\uc815, \ucd94\uac00 \ub610\ub294 \uc0ad\uc81c(\uc774\ud558, ‘\uc815\uc815 \ub4f1’\uc774\ub77c\uace0 \ud569\ub2c8\ub2e4.) \ub97c \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n
                2. \ub2f9\uc0ac\ub294, \uc720\uc800\ub85c\ubd80\ud130 \uc804\ud56d\uc758 \uccad\uad6c\ub97c \ubc1b\uace0 \uadf8 \uccad\uad6c\uc5d0 \uc751\ud560 \ud544\uc694\uac00 \uc788\ub2e4\uace0 \ud310 \ub2e8\ud55c \uacbd\uc6b0\uc5d0\ub294, \uc9c0\uccb4 \uc5c6\uc774, \ud574\ub2f9 \uac1c\uc778 \uc815\ubcf4\uc758 \uc815\uc815 \ub4f1\uc744 \uc2e4\uc2dc\ud558\ub294 \uac83\uc73c\ub85c \ud569 \ub2c8\ub2e4.<\/li>\n\n\n\n
                3. \ub2f9\uc0ac\ub294, \uc804\ud56d\uc758 \uaddc\uc815\uc5d0 \ub530\ub77c \uc815\uc815 \ub4f1\uc744 \ud55c \uacbd\uc6b0, \ub610\ub294 \uc815\uc815 \ub4f1\uc744 \ud558\uc9c0 \uc54a\ub294\ub2e4 \ub294 \uacb0\uc815\uc744 \ud588\uc744 \ub54c\ub294 \uc9c0\uccb4 \uc5c6\uc774, \uc774\ub97c \uc0ac\uc6a9\uc790\uc5d0\uac8c \ud1b5\uc9c0\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n

                  \uc81c8\uc870 (\uac1c\uc778 \uc815\ubcf4\uc758 \uc774\uc6a9 \uc815\uc9c0 \ub4f1)<\/strong><\/h2>\n\n\n\n
                    \n
                  1. \ub2f9\uc0ac\ub294, \ubcf8\uc778\uc73c\ub85c\ubd80\ud130, \uac1c\uc778 \uc815\ubcf4\uac00, \uc774\uc6a9 \ubaa9\uc801\uc758 \ubc94\uc704\ub97c \ub118\uc5b4 \ucde8\uae09\ub418\uace0 \uc788 \ub2e4\ub294 \uc774\uc720, \ub610\ub294 \ubd80\uc815\uc758 \uc218\ub2e8\uc5d0 \uc758\ud574 \ucde8\ub4dd\ub41c \uac83\uc774\ub77c\ub294 \uc774\uc720\ub85c, \uadf8 \uc774\uc6a9\uc758 \uc815 \uc9c0 \ub610\ub294 \uc0ad\uc81c(\uc774\ud558, ‘\uc774\uc6a9 \uc815\uc9c0 \ub4f1’\uc774\ub77c\uace0 \ud569\ub2c8\ub2e4.) \ub97c \uc694\uad6c\ubc1b\uc740 \uacbd\uc6b0\uc5d0\ub294, \uc9c0 \uccb4 \uc5c6\uc774 \ud544\uc694\ud55c \uc870\uc0ac\ub97c \uc2e4\uc2dc\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n
                  2. \uc804\ud56d\uc758 \uc870\uc0ac \uacb0\uacfc\uc5d0 \ub530\ub77c, \uadf8 \uccad\uad6c\uc5d0 \uc751\ud560 \ud544\uc694\uac00 \uc788\ub2e4\uace0 \ud310\ub2e8\ud55c \uacbd\uc6b0\uc5d0\ub294, \uc9c0\uccb4 \uc5c6\uc774, \ud574\ub2f9 \uac1c\uc778 \uc815\ubcf4\uc758 \uc774\uc6a9 \uc815\uc9c0 \ub4f1\uc744 \uc2e4\uc2dc\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n
                  3. \ub2f9\uc0ac\ub294, \uc804\ud56d\uc758 \uaddc\uc815\uc5d0 \ub530\ub77c \uc774\uc6a9\uc815\uc9c0 \ub4f1\uc744 \ud55c \uacbd\uc6b0, \ub610\ub294 \uc774\uc6a9\uc815\uc9c0 \ub4f1\uc744 \ud558 \uc9c0 \uc54a\uaca0\ub2e4\ub294 \ucde8\uc9c0\uc758 \uacb0\uc815\uc744 \ud588\uc744 \ub54c\uc5d0\ub294, \uc9c0\uccb4 \uc5c6\uc774, \uc774\ub97c \uc0ac\uc6a9\uc790\uc5d0\uac8c \ud1b5\uc9c0 \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n
                  4. \uc804 2\ud56d\uc5d0 \uad00\uacc4\uc5c6\uc774, \uc774\uc6a9 \uc815\uc9c0 \ub4f1\uc5d0 \uac70\uc561\uc758 \ube44\uc6a9\uc744 \uac00\uc9c0\ub294 \uacbd\uc6b0 \uae30\ud0c0 \uc774\uc6a9 \uc815\uc9c0 \ub4f1\uc744 \ud558\ub294 \uac83\uc774 \uace4\ub780\ud55c \uacbd\uc6b0\uc774\uba70, \uc0ac\uc6a9\uc790\uc758 \uad8c\ub9ac \uc774\uc775\uc744 \ubcf4\ud638\ud558\uae30 \uc704 \ud574 \ud544\uc694\ud55c \uc774\ub97c \ub300\uccb4\ud574\uc57c \ud560 \uc870\uce58\ub97c \ucde8\ud560 \uc218 \uc788\ub294 \uacbd\uc6b0\uc5d0\ub294, \uc774 \ub300\uc548\uc744 \uac15\uad6c \ud558\ub294 \uac83 \ub77c\uace0 \ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n

                    \uc81c9\uc870 (\uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \uc815\ucc45 \ubcc0\uacbd)<\/strong><\/h2>\n\n\n\n
                      \n
                    1. \ubcf8 \uc815\ucc45\uc758 \ub0b4\uc6a9\uc740, \ubc95\ub839 \uadf8 \uc678 \ubcf8 \uc815\ucc45\uc5d0 \ubcc4\ub3c4\uc758 \uaddc\uc815\uc774 \uc788\ub294 \uc0ac\ud56d\uc744 \uc81c\uc678\ud558 \uace0, \uc0ac\uc6a9\uc790\uc5d0\uac8c \ud1b5\uc9c0\ud558\uc9c0 \uc54a\uace0, \ubcc0\uacbd\ud560 \uc218 \uc788\ub294 \uac83\uc73c\ub85c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n
                    2. \ub2f9\uc0ac\uac00 \ubcc4\ub3c4\ub85c \uc815\ud558\ub294 \uacbd\uc6b0\ub97c \uc81c\uc678\ud558\uace0, \ubcc0\uacbd \ud6c4\uc758 \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \uc815\ucc45\uc740, \ubcf8 \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \uac8c\uc7ac\ud588\uc744 \ub54c\ubd80\ud130 \ud6a8\ub825\uc774 \ubc1c\uc0dd\ud558\ub294 \uac83\uc73c\ub85c \ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n

                      \uc81c10\uc870 (\ubb38\uc758 \ucc3d\uad6c)<\/strong><\/h2>\n\n\n\n

                      \ubcf8 \uc815\ucc45\uc5d0 \uad00\ud55c \ubb38\uc758\ub294, \uc544\ub798 \ucc3d\uad6c\ub85c \ubd80\ud0c1\ub4dc\ub9bd\ub2c8\ub2e4. <\/p>\n\n\n\n

                      \ud68c\uc0ac\uba85: \ud569\ub3d9\ud68c\uc0ac \ubaa8\ub2dd\uc2a4\ud0c0
                      \uc774\uba54\uc77c \uc8fc\uc18c: info@morningstar-net.com<\/p>\n\n\n\n

                      \uc774\uc0c1<\/p>\n","protected":false},"excerpt":{"rendered":"

                      \ud569\ub3d9\ud68c\uc0ac \ubaa8\ub2dd\uc2a4\ud0c0(\uc774\ud558, ‘\ub2f9\uc0ac’\ub77c\uace0 \ud569\ub2c8\ub2e4.) \ub294, \ubcf8 \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4(\uc774\ud558, ‘\ubcf8 \uc11c\ube44\uc2a4’\ub77c\uace0 \ud569\ub2c8\ub2e4.) \uc5d0 \uc788\uc5b4\uc11c, \uc0ac\uc6a9\uc790\uc758 \uac1c\uc778 \uc815\ubcf4 … <\/p>\n

                      “\uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \uc815\ucc45” \u306e<\/span>\u7d9a\u304d\u3092\u8aad\u3080<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-51","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.morningstar-net.com\/index.php?rest_route=\/wp\/v2\/pages\/51","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.morningstar-net.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.morningstar-net.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.morningstar-net.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.morningstar-net.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=51"}],"version-history":[{"count":1,"href":"https:\/\/www.morningstar-net.com\/index.php?rest_route=\/wp\/v2\/pages\/51\/revisions"}],"predecessor-version":[{"id":53,"href":"https:\/\/www.morningstar-net.com\/index.php?rest_route=\/wp\/v2\/pages\/51\/revisions\/53"}],"wp:attachment":[{"href":"https:\/\/www.morningstar-net.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=51"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}